"My husband and I are very grateful to Oliver for helping us achieve our goal of purchasing a second property.  When we first called Oliver, we already had a pre-approval through our current lender, but it was based on getting a valuation on our investment property to use as equity and they wouldn’t do the valuation until we made an offer. 

We didn’t feel secure with this approach and asked Oliver to help us explore other options. Our situation was complicated, but Oliver graciously rose to the challenge.  He worked with us to develop suitable options for finance and explained each option thoroughly and in language that we could understand. 

He was exceptionally flexible and thoughtful in the delivery of his service, often ringing us after hours when we had our daughter to bed. 

Oliver worked extremely hard to find the best deal for us and we ended up with a home and a home loan that suits our needs. In the end we didn’t even need a valuation on our other property or use any equity we may have had. I highly recommend Oliver to anyone looking for honest and personalised service."

Lena and Brett (Sunshine Coast)

"I was referred to Hidden Equity through a family recommendation, I couldn't be more happy of the end result we achieved

through Oliver.  My husband and I had a very unusual mortgage situation and Oliver went above and beyond to help us

find the perfect loan to suit our needs.

We went from having little hope at all that we would be able to afford our house to having a loan that has saved us

more money then we ever could have imagined. 

I highly recommend Hidden Equity for anyone looking for any type of loan.

Its very refreshing to deal with people who are down to earth and 100% on your side."

Sarah and James Leuenberger

you were instrumental in getting my home loan application over the line without the stress often attached to this process. 

You provided clear direction and advice every step of the way and the flow of information was seamless.  

I was particularly impressed with your willingness to listen to my goals in our initial meeting, provide a strategy

to help me achieve those goalsand then put the wheels in motion from the get go. 

Without hesitation, I will be recommending you to my family and friends.  Thank you."

Dave Lammin

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"Many, many thanks to Oliver for guiding us happily and passionately through the process of re-finance,

And using our home equity to build a two storey investment property.

Your knowledge of the process to acheive this outcome was indeed exemplary.

You are not just an excellent lending specialist, but a fine teacher!"

Leo Blore

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“My husband and I had recently lost a contract on an apartment due to unreliable

mortgage brokers.

Then I contacted Oliver on the advice of a friend. We had little hope and even less expectations

that he could assist. 

Little did I know, his Irish charm was all we needed and Oliver found a major institution that

would lend against the apartment with competitive rates and no special conditions. 

Not only did he get us the loan, he managed to arrange the loan in the most tax effective way

for us to use the apartment as an investment as required. As soon as Oliver came to the party,

the process was a breeze. 

He did all the necessary negotiations, told us up front any paperwork we would need,

sent through required forms and helped to complete them where necessary. He was always very

open,  contacting me frequently and helping me change all our finances over to the new bank. 

All of this was done over Christmas/New Year and still completed 2 days ahead of my

finance clause date.

I cannot speak highly enough of Oliver and the service his company offers and would

recommend him to all our family and friends.  We look forward to building our investment

portfolio in the future and having Oliver alongside us as we do it”

Kirsty & Steve Clark     

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"Being small business owners with an existing investment property tied up in security for the

business my partner and I thought we would never be able to buy our own house again. 

Our circumstances and the economic market at the time meant that some lenders

were not interested in us at all.

Oliver worked his miracle though – and through his knowledge, hard work and perseverance

we were finally accepted by one of the banks and we now have our own place once again.

I can’t speak highly enough of Oliver’s expertise and willingness to gothe extra mile to

help his clients.  I believe he genuinely enjoys what he does and his ‘real’ reward is seeing

people’s property dreams come true. 

My partner and I intend to purchase another investment property when the time is right and it

will be Oliver that we will go to make it all happen once again."

Susan & Sarah

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“When we first approached Oliver we wanted to get the best deal to finance our

investment property purchase. 

Not only did Oliver do that, but he gave us a great deal of advice about the different options

available to us when considering investment properties. After he established what our short,

medium and long terms goals were, we were able to make the right decisions.

It is so refreshing to speak to an expert who can provide sound advice and guidance. 

We certainly got a lot more than we bargained for!

Hidden Equity is not just a finance broker, it is a company that genuinely cares about its clients. 

We always know where things are up to through Oliver’s excellent communication.

We constantly refer business to Hidden Equity as we know they will be in the

best possible hands.

Thank you for all your efforts Oliver, and you can rely on our continued business and referrals.”

Karl & Lindi Rademeyer

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"We had wanted to invest in property for a few years, and before we met Oliver from

Hidden Equity we just weren’t sure how to go about it. Oliver was able to paint a very

clear picture for us enabling us to see how we could accomplish our goals. 

We found Oliver to be very professional and truly knowledgeable, and he was there to see

the whole process through to the end.   Oliver made it possible for us to achieve our goal of

acquiring our first investment property, and we are now looking towards the purchase

of a second.  Oliver, you certainly are a very reliable and dedicated gentleman.

Thank you very much for all your hard work.  We look forward to working with you again

soon as we build on our investment dreams and we will certainly have no hesitation in

recommending you to others."'

D & K Walker

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thorough and, most importantly for me, completely independent.

I always felt he had our best interests at heart and at no point did I question his commitment

to us or our goals. I would and do recommend him to others."

R Hollis

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“Before we met Oliver from Hidden Equity our previous finance company had almost

forgotten about us so we decided to look elsewhere.  After meeting Oliver he was able to

help us by refinancing the right loan at the right price.  He explained the process, options

and possible outcomes clearly & in a language we understood. 

It’s a year later & the rate that Oliver sourced is still one of the lowest.

We would be more than happy to recommend Oliver to our family and friends."

K.Escott & P.Kenny

" Oliver is not only a dedicated mortgage broker, but he is passionate about guiding

people to realise their property investing dreams/goals.....

When I met Oliver, I had one investment property, a million ideas, but no direction....

I am now half way through construction of an investment property, and am focused

on the exciting steps of planning my next project and growing my property portfolio."

M. Roberts

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"I met Oliver from Hidden Equity at a business function and was suitably impressed with his

knowledge and experience within  investment properties. When I found myself in a position

to invest in property I contacted Hidden Equity and Oliver made me aware of all the current

opportunities and possibilities regards financial loan structures and more.

The information that Oliver provided led me to purchasing two properties.

My thanks to Oliver and his team at Hidden Equity"

Anthony Goddard.

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"Hidden Equity has opened up so many doors for me. Before working with Oliver I found lending

and borrowing a very routine practice with no real thought into the property strategy.

Hidden Equity tailored and found the right loan to suit my circumstances.

I found that working with Oliver has been a great experience, with discussion and thought

into property and financial goals. Oliver has spent a great deal of time with me trying to

understand what I am trying to achieve in each and every project. 

I would have no hesitation in recommending him to anyone"

K Powell

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“Before we met Oliver from Hidden Equity we had dabbled in renovating over the years

but had hit a ceiling after purchasing 2 properties.  After meeting Oliver he was able to

help us by showing us strategies that suited our circumstances and has helped us better

structure our loans to suit our short and long term goals.  

We now own 3 properties and are gearing up for the fourth, with an aim to build a strong

portfolio of investments. We would recommend Oliver to our friends and family.”

Mel and Matt

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“Dear Oliver,

Just a short email to say thank you for all your help with our recent investment

property purchase.

We had been considering an investment property for some time but every time we started to do

anything it just seemed to get “too hard”. You not only made things easy by preparing our

application, but also by advising us as to how much we could borrow, which bank was best

suited to our specific requirements and what criteria we would have to meet to ensure that

we were able to get the best deal possible.

The end result was that this time we actually did it and were able to acquire a substantially

better property that we had originally thought possible.

Thank you again for all your hard work.”

R & M Owens

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"We have bought and sold over 12 houses in the past ten years so we have met and liaised with

many mortgage brokers. 2008 proved to be an extremely tough market and we had already

approached two previous brokers for advice. 

We were beginning to feel very disheartened until we met Oliver McCully from

Hidden Equity, Caloundra. 

Almost immediately we felt that finally we were in good hands. Oliver proved to be relentless

in his approach to finding us a solution to a rather complicated situation. 

We were kept informedat every stage of our application; this was really appreciated

as it was a difficult time for us.

We obtained finance and secured a contract to exchange just before Christmas.

Consequently we had a fantastic Christmas and we have Oliver to thank for that.

I would most definitely recommend Oliver McCully to assist you.

He is an excellent communicator and was highly competent in a challenging market.

Ultimately, Oliver’s experience got us a good result.

Suzie Sunshine Coast

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competent enough to manage my own mortgage requirements, and saw no reason to involve

anyone else in my monetary affairs. 

That was until I spent a few moments having an informal discussion with Oliver about the

possibility of me using the equity in my residential home to purchase my first investment

property.

Oliver openly shared his own vast experience in the investment property world and provided

some invaluable tips and pitfalls to look out for.  He also explained how he could help to

broker a loan for me that would suit my needs.  He managed my application from start to finish

and always kept me informed of progress.

He followed up any items that needed to be progressed. I received my mortgage agreement

very promptly which put me in a great bargainingposition for my first investment property

that I now let.

My own personal circumstances have changed recently and this required me to re-finance

my mortgages.  Oliver put together a fantastic portfolio for me to maximise all possible

benefits and this involved three financial organisations having to liaise with one

and other which Oliver managed fantastically well.

My financial position is now at a place that I had never thought possible a few months ago

thanks to Oliver’s knowledge, his network of professional advisors and colleagues

and the hard work he put into getting my mortgage agreements across the line.  This was

certainly not something I could have achieved on my own.

I hope to buy more investment properties over the years and will be relying on Oliver

to guide me through the financial maze again. 

I can not recommend Oliver more highly, and he is a great guy too"

Mark Wade

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“Before we met Oliver from Hidden Equity we were too busy focusing our efforts on

a single property without much consideration of how we could use the equity in our house

to open up more opportunities.

We had used one lender based on advice from family and friends even though their

comparable interest rates were not the lowest on the market and the loan conditions

did not suit our needs (E.g. high account fees, inflexible with redraw options etc).

After just one meeting with Oliver, he was able to help us to explore other options.

He actually made our “one day” dreams become a reality.

Oliver was able to seek out lenders that offered a package that better suited our needs

so that we could use the equity in our principle home to grow our portfolio of properties.

Within 18 months we had swapped to a lender with lower interest rate and better

conditions as well as expanded our portfolio of properties from one to three.

Throughout our time with Oliver, he has encouraged flexibility in our strategies that could

be adjusted with everyday life events. Oliver has always been prompt in returning phone calls

and emails which lead to our fears and concerns being addressed without delay or disruption

to our already hectic lifestyle.

By having someone else collating paperwork and liaising with lenders, it removed that added

stress during critical times between contract dates and settlement.

We would highly recommend Oliver from Hidden Equity to our friends and family so that they

too can grow their wealth whilst being comforted that they have made the right decision.”

Chris & Sue-Ellen Murray

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"As a new family with limited options, we found Oliver was a sparkle of hope in our

financial possibilities. 

Upon first meeting Oliver we were made comfortable in sharing our situation and our goals

and were able to be open and thorough about all possibilities. After dealing with many banks

and other financial institutes with a lot of disappointment it was a relief when a strategy was

formulated for us to succeed financially.

Oliver worked with us long term to reach all our goals and is still creating possibilities for us to

advance financially, without Oliver from Hidden Equity we would not be in the position

we now are.

Thank you Oliver"

Paul & Estelle Jones

After meeting Oliver he was able to help me by opening up my awareness to this process  and giving me a couple

of options and assisting me in this.  

We had a glitch, where the banking institution was offering me a shorter term than we anticipated. 

I was not prepared to commit to this as I felt this would have caused me some hardship,

as the commitment to the debt was more than I envisaged. 

Oliver persistently worked with the institution involved and came back to me with a happy

outcome. I accepted this and now I have a new mortgage, at a much lower interest rate,

and all my debts are consolidated, making my life a whole lot easier financially. 

I thank Oliver for all his assistance and persistence and would recommend his work ethics 

and client commitment to others".

Karen Harkness

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