I want the Best Home Loan Deal for me?
Some things to consider: Why do I need the home loan? - I may need the home loan because I want a better interest rate, or consolidate my other debt e.g. credit cards, or I may need to relocate for lifestyle or work or changes to my family situation. Purpose of the home loan? - is it for me to live in or is it for an investment property? Type of home loan? - do I want to have a variable rate, fix my rate or have a split loan facility?
Principle & Interest or Interest Only? - if I pay interest only I am not reducing the debt, whereas if I pay principle and interest I am reducing the debt so I will pay down the debt quicker.
How long do I need the loan for?- the longer the loan term the lower the payments but the more I will pay in interest?
Features I need? - do I want to be able to make additional payments, have access to redraw, have an offset account or portability to change my home as security for the home loan? How can Hidden Equity help me? We meet with you to discuss your home loan needs. We take into account the above considerations and we determine the best loan structure that meets your needs and allows the flexibility to change if you need to.
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Home Owner Solutions
